please empty your brain below |
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I suspect that there are a fair few who are happy with the hidden pay rise from not commuting (& more sleep), along with other attendant costs like parking charges, taxis, hotels, eating out, etc. - although in some cases they could classify these as expenses.
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It just goes to show how expensive smartphones (especially iPhones) are, I guess.
I've probably actually spent more on news by buying two newspapers instead of the usual one for a few months. Still Anon - but then there are those of us who liked hotels and eating out! |
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Hopefully you can spend your savings soon.
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This isn't BTL at the Guardian, so I don't need jump in with '...but what about all those whose income, along with their expenditure, has decreased markedly in these unprecedented blah blah' :-)
Actually, my income has (temporarily, I hope) ended - but since my spending habits look similar to DGs, this is not the disaster it could be. And I need to lose weight anyway. |
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like you my income has remained stable and my outgoings unfortunately dropped - I've saved a fortune on not being able to buy a cappuccino in a cafe (sob). My bank balance likes it, but my mental health hates it.
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Could your reduced expenditure on 'stuff', phone aside, be related to your lack of Zoom calls? Ditto your lack of deliveries.
I can't help concluding that my own increased expenditure on 'stuff' is a direct consequence of Zoom-induced boredom. |
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My reduced expenditure on 'stuff' is down to hardly going inside any shops, not boredom.
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In direct contrast, I've found my supermarket shop has increased markedly, at least partly due to price increases.
However, I think I still save on food overall as I'm not heading into work and eating out etc. |
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A stable job and no holidays has meant my savings have increased even with my partner being on maternity leave (and statutory maternity pay).
I know the media like to focus on those whose income have gone down but there going to be millions who will suddenly have a lot of disposable income and a desire to spend it. Inflation might be fun... |
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It's been a good year for over-paying on the mortgage, let's leave it at that. Grateful to be on a tracker with unlimited overpayments, too.
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I'm impressed DG appears to have only spent £250 combined on 'Visits' and 'Culture' in the year to March 2020.
That £250 went a long way. |
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Glad to see DG has included at least a smart of "South of the River" in the zone! And so glad that "hospitality" has been put in inverted commas. Quite when it moved from referring to generously providing free of charge to a greed-driven source of profit, I am not really sure...
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My food bill has gone up - mainly from price increases and a regular habit of supporting the local chippy.
Otherwise, not going to shops (or browsing Amazon!) is an excellent way to save money! |
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For me, the additional free time that has been generated by staying at home has resulted in some extensive curation of hobby-related collections. That has led to a new-found discovery of online auction houses, the proper sort. Weekly cries of "Oh that looks nice" followed by "Yes, but do I need it?", followed by "No, but it would be nice to have" have seen a hit on the bank balance. But with almost all usual enjoyable activities on hold, focusing on things that are 'nice to have' has undoubtedly assisted this writer's mental state.
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February last year was the last big ticket item I bought, a good SLR camera. I thought that I would be soon going off on various vacations.
March 14 we went into lockdown, and life changed, it became less fun. |
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You might not want to detail it publicly, but passing at least part of the last year's savings on to deserving charitable/voluntary organisations could mean some good comes out of your restricted spending.
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One set of my lockdown costs which have gone up is electricity/gas/water/phone.
My Freedom Pass could have been good value for the Boroughs paying for it if it was back-charged to them by use. TfL might have been in a worse financial position if reimbursements were based on actual use and not 'block' payments. Also - while I quickly learned to despise 'Teams', 'Zoom' remains tolerable, just. |
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As someone who used to walk to work my spend has not much changed. Like many people in my area money that might have gone on a holiday has been spent on house repairs- scaffolders reported the residential work had never been busier which was helping offset the slump in commercial work.
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This past year has certainly made me realise how much I normally spend on going out, restaurant meals etc. Whilst my supermarket spend might have gone up a little, as we have been more at home than normal, we have saved quite a bit shopping at Lidl rather than Waitrose which we abandoned because of the very long queues. So without any effort my bank balance went up month on month so at Christmas I was able to be in a generous frame of mind giving charity donations to organisations supporting people in less fortunate positions to myself. Hopefully this year we will get some opportunity to socialise again and assist the recovery of hospitality industry!
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