please empty your brain below
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Now that we live in the future, I'm glad I've been able to replace some of the clutter in my wallet with clutter in my phone instead, with bespoke loyalty apps for each shop.
martin | 12.09.20 - 7:28 a.m. | #
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'Idea Store card' - you mean a Library card?
RG | 12.09.20 - 7:44 a.m. | #
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No Oyster card?
Becky Tschampou | 12.09.20 - 8:13 a.m. | #
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I don’t carry my Oyster card near my debit card.
diamond geezer | Homepage | 12.09.20 - 8:18 a.m. | #
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Nectar is overcomplicated and very poor value compared with some other loyalty schemes. You aren't missing much.
Tim W | 12.09.20 - 8:55 a.m. | #
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I'm sure DG is clearly a respectable person, but anyone out without cash or card should be aware of the 1824 Vagrancy Act! [Persons committing certain offences to be deemed rogues and vagabonds...after having been convicted as an idle and disorderly person...every person wandering abroad and lodging in any barn or outhouse, or in any deserted or unoccupied building, or in the open air, or under a tent, or in any cart or waggon, [F5 not having any visible means of subsistence ] and not giving a good account of himself or herself;]
Bob L-S | 12.09.20 - 8:58 a.m. | #
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I too rarely use Nectar and I'm pretty sure I hadn't used it for more than 12 months until recently, when they gave me a bonus for buying petrol in Esso. Maybe it was because I had stayed subscribed to their emails?
Bob L-S; love it, although no-one could ever accuse DG of "not giving a good account of himself or herself!"
Tim | 12.09.20 - 9:08 a.m. | #
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You are too young to have a senior rail card and oldies bus pass in your wallet. That aside its contents are not that dissimilar to mine. I also spend the odd note, made a point of getting rid of all the old £20's.
davews | 12.09.20 - 9:16 a.m. | #
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I don't think I've used a cash machine since lockdown started. I normally keep a spare £10 should I have to use cash, but it's almost always debit card transactions now, even where I would have often used cash for small amounts in the past.
I made sure that my debit card was contactless when it was renewed, to avoid card clash with my staff pass. I normally only take my Freedom Pass with me if I know I'm going to go somewhere by NR, and I keep that in a separate pocket.
The rest of the cards mostly relate to coffee shops and, other than Costa, they've not been used since lockdown.
All that leaves is a couple of paracetamol / ibuprofen for the rare chance that I might need one when out, and an emergency plaster.
Rogmi | 12.09.20 - 9:40 a.m. | #
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Similar tale. My wallet also still has a 500 Francs CFA note (because it has a picture of hippos), and a photo of The Wife.
Martin | 12.09.20 - 9:51 a.m. | #
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This may not work, but if you can retrieve your old Nectar card, you could make a small purchase at Sainsbury’s and try using the card just to see if it reactivates the account.
I switched some years ago from a large coins-and-cards wallet to a small cards-only wallet, with a spare note tucked into it. For the obvious reasons, my Oyster card is kept with my paper season ticket separately. Some in my household have their cards, memberships, etc on their mobile and use that as a wallet.
Andrew | 12.09.20 - 9:59 a.m. | #
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Only time I need cash is coins for the car park at the supermarket, as it belongs to the council (supermarket refunds the money). I also need a Borough card to get the residents' rate, a supermarket card to get the mobile scanner, and a credit card to pay, so including the car keys it's quite a juggling act.
Keith | 12.09.20 - 10:06 a.m. | #
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Saw My Old Dutch and wondered if it was the same chain I went to in Holborn about 20 years ago; sure enough, there it was on Google Maps. Totally forgot about it and now I'm craving one.
I also saw that the model shop over the road which I used to go to as a Sixth Former is now a trendy hotel. Which is depressing.
Scott | Homepage | 12.09.20 - 10:11 a.m. | #
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Amusing combination, Martin.
Robin Hood | 12.09.20 - 10:59 a.m. | #
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I find that I rarely take my wallet with me - my phone pays for everything (without the contactless limit). One day the battery will run flat & I'll have to walk home hungry ...
peter | 12.09.20 - 11:18 a.m. | #
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Stocard on my phone has replaced the cards in my wallet. I should set up payment on my phone, but my bank debit card works well enough. It is only replacement with no real advantage.
Andrew | Homepage | 12.09.20 - 2:12 p.m. | #
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You can add a debit or credit card your phone without replacing the physical card. Both will continue to work.
Bingly Smythe | 12.09.20 - 4:31 p.m. | #
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I'm an odd one out, still preferring cash. I can control that and still know what's in my bank account (no smartphone), vital to those whose sole incomes are their pensions. I've had debit cards since they began and had instilled into me from infancy a fear of debt. So my cards are not for 'trivial' amounts - debt is insidious... Personal choice.
Modern technologies don't suit everyone - those who can't afford it and those who are unable to use it. I see and understand all the advantages but the flat battery scenario has been mentioned. No-one's mentioned the no signal scenario... and what happens if the phone is lost or nicked?
We make choices, mine's still with the dinosaurs - a successful set of species which didn't die by their own fault, made extinct by an external factor... Maybe that's what will happen to me.
Joel | 12.09.20 - 6:39 p.m. | #
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The law in the Netherlands requires that everybody over the age of 14 carries a means of identification: ID card, Drivers Licence, Passport.
This means that I still carry my wallet when ever I leave the house.
Bank notes one of each 10€ 20€ 50€
Coins and trolly tokens (Fewer than 5 years ago)
Drivers Licence (Also used as ID)
Health insurance card
Public transport card
Two Photos family
Customer card hairdresser
Michael | 12.09.20 - 7:35 p.m. | #
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I'm with Joel - my wallet pretty much contains the same as it did 20 years ago!
Money (paper-plastic & coins)
bank cards (3)
Drivers Licence for ID
loyalty/store cards (god knows how many - not all used anymore!)
2 library cards
Coupons
NT/EH & Gardener's World 2:1 card (all unused this year)
Photo of kids from 2005
And probably more stuff I can't recall off the top of my head!
Cornish Cockney | 13.09.20 - 10:40 a.m. | #
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I solved the little-used Nectar card problem by getting my daughter to give me a duplicate of hers ... on my infrequent visits to Sainsburys I swipe her card and she gets the benefit of the points which she uses in Argos
Caz | 13.09.20 - 12:54 p.m. | #
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An average trip out of the house is phone only, as that covers payment cards, loyalty cards and enough photos of my wife and son to bore any stranger to tears!
Actual wallet adds a library card, a now-expired national trust membership and my work access pass. None of which have been used since March!
TomH | 14.09.20 - 10:08 a.m. | #
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Goes to Nectar.com...
11131 points worth £55.65
Using those rail companies to book tickets builds up the cash.
Karl, Dover | 14.09.20 - 8:30 p.m. | #
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