please empty your brain below

If relevant, please start your comment with a number from 1 to 31.

(questions will not be answered)
26) RK52ZXF - taxed until 1 October 2021 - MOT due on 17 November 2020 - presumably it won't be going for its MOT if is has been parked on its roof.
12/13/14 - humans aren't good at doing non-standard one off jobs.

25 - I just turn on the microwave when I need it, perhaps I should have the microwave in the bedroom where its time telling abilities will be of wider benefit, or sleep in the kitchen.

3rd photo - we are lucky to live somewhere that has autumn.
15. It's either two lots of gold or four girls. Oh wait...2020. I'm afraid it's 12 lumps of sorrow
6) My experience is that the providers of house insurance and car insurance invariably try to foist a significant increase on you when renewal date comes up (though a 150% increase seems extreme). They hope that most people will just renew. But if you do call them to complain or cancel, they are often, magically able to come up with a reduced price.

I suspect that they have algorithms which determine this year's annual increase based on your track record of accepting previous annual increases.

I think that one of the problems is that car and house insurance is pretty unique to the person buying it (eg houses and contents are all slightly different, cars are different ages and have different mileages, claim histories are different) and so each person gets a bespoke quote. Whereas mobile phone, landline, water and energy prices are pretty much the same for all customers (save discounts for new customers).

I'm hoping that the issue will eventually gets the attention that it deserves. Maybe it's the next PPI scandal.

Regards
4. My trainers follow a similar "footwear lifecycle" to yours, but with a penultimate "gardening wear" stage before disposal.
18. Lovely photo
22. I thought it was impossible for modern TVs to have good speakers due to their extreme slimness. Am I missing something?
29 BT now offer 700 minute/month phone call package for £7 per month (or in my case 500 minute/month for £5). May be worth it depending on how much you use the phone.
9. Is the amount of plastic really reduced because there is less cheese?
15. it could be 3 boys...
3) I was also out on Sat 3rd and intended to walk along the river from Eastway to Bow. No chance, as the river had claimed the path a little way along. As I retraced my steps a jogger puffed by and I feel mildly guilty for not telling him he'd be coming back sooner than he planned!
1) Had to Google Michaela Coel to find out who she is. Must be getting old.
31) As I read that it literally started raining again. Went for a walk in the Chilterns on Friday and it was like a quagmire in parts...
21) Same, from talktalk. Probably had something to do with us ignoring the rolling contract that replaced the one we actually chose about three years ago.

22) Same, in the same week on a Roku. It wasn't as bad an experience as I feared.

28) Wonder what's under there.
29: BT are included on my list of companies never to do business with along with Vodafone and KwikFit.
13.
He's quite profligate with toilet roll.

Could be the obvious reason or the annoying habit that builders and others have of using your toilet roll instead of them providing paper towels themselves to use when necessary to clean up after their mess.
27 - gallivant was the word used by my mum to describe almost every occasion I left the house - irrespective of whether to go to school/work, or with more pleasurable intent. I cannot recall hearing anyone use it in the past 25 years, but it is a simply dreadful name for a fragrance brand.
16) "but was careful to leave shortly before midnight when Tier 2 restrictions kicked in."

Yes, because Covid-19 knows how to tell the time. Why are you still buying this utter nonsense and giving up your freedoms
27 - Fancy a scant spray of Gallivant for the next time you go Mild Urbexing down the Abbott Road Tunnel?
17 I did wonder where the other Ken in Sutton came from!
27 - I thought they weren't doing the Apprentice this year.
26 - Not coming to a cinema near you soon!
9 - I've always found those resealable packs worse because they're hard to reseal - particularly without trapping air inside, but make it impossible to fold the bag over. I had a 'new less plastic' one at the weekend (it was a different brand with no less cheese). By cutting off the seal at one of the narrow ends I was able to squeeze the cheese out far enough to slice or grate it will still holding it firmly by the plastic (which now doesn't slip about. Once done, slid it back inside and there was enough spare plastic at the end to fold over and tuck underneath. I was very pleased and consider it a vast improvement both for use and storage.
6. My insurance renewal last month (with Halifax) went through the usual scenario. Massive increase (usually 20 -25%), then phone call and reduced to something near normal. This year was more expensive. Building insurance 45%, reduced to 27%. Contents 23%, reduced to 2%. Normally the final increase of both policies is around 2%, or even a reduction in price.

As your final result is also much higher, it suggests something is increasing costs or companies are colluding to keep the price high.

I once asked why I have to phone every year to get the renewal back to near normal levels and was told "Because we want our customers to phone us so that we can make sure they have the insurance they need" Yes, of course!

I read somewhere that from next year(?) a regulation is being brought in to stop existing customers getting charged more than new customers would pay. Perhaps companies are bumping up prices now before they can no longer rip off customers who don't phone in and get a cheaper price.
29 One thing to watch out for with BT (and Plusnet) is that they have now changed their yearly price increase. Originally it was CPI each year, now it will be CPI PLUS 3.9%. Digging into the details, this increase appears to apply to all services and charges
6) This has reminded me that when I phoned to get a cheaper price on mine back in January, they said they could make it the same as last year but only via cashback - ie I pay the renewal amount and they'd send a check for the difference.
By the time March came round (it'll take 6-8 weeks, love) we had other things on our minds and I've just remembered it never arrived!!

I also seem to remember having problems with the same thing last year too, so will be looking elsewhere next time.

15) Additional verses:
Eight for a wish,
Nine for a kiss,
Ten a surprise you should be careful not to miss,
Eleven for health,
Twelve for wealth,
Thirteen beware it’s the devil himself.

Hope there's somewhere non-essential still open for you to spend your wealth on!

19) Sorry to hear about your aunt. Letters in cards are always a treat.
7/23/26 There is a facebook group for "extras" called Heavy Pencil which quite often will have the lowdown on whatever is filming at the moment that you might come across on your mild UrbExs.
27) Hope they fail along with the watch company advertising watches for urban explorers. If you've get a helicopter, you're not an urban explorer.
25) Unless you use the microwave as a kitchen clock, you can normally bypass the clock-setting bit and have it showing just a couple of dots or similar. The timer for heating food will still work. This dawned on me recently during a series of power cuts and consequent clock-resetting stints. It probably saves a (tiny?) bit of power as well.
1 - I do love spotting a famous out and about, they just carry themselves differently to us normos
Mon 19. So sorry about your aunt. One of the (many) unpleasant things about this year is not being able to pay ones respects in person, and to give a hug to those left behind.
6 - My first job after leaving school was an insurance broker's clerk for George Grimes. There was no additional "annual fee" added to the premium, so the insured paid the same as if they went direct. The broker was paid a commission by the insurance company, the percentage being dependent on the type of policy. Life Insurance (same insurer over many years) was usually 2 1/2% whilst car insurance (possibly changed each year) could be as high as 20%. The reason people came to George was that we would get them the best insurance at the best price - in some cases thereby reducing his commission! Nowadays it seems to pay more to go to a broker whose main interest is to increase their fee income.
24. Having no Winter Wonderland and giving Hyde Park a fallow year is another reason to be happy it's 2020
11. Practise, not practice?
06: Bin the sloppy broker. Make entry in diary to surf the internet September next year to secure better value, and review competitors annually.
Days which have not inspired comment:
2 5 8 10 20 30

(but the vast majority have, cheers!)

9 - you may enjoy the quotes from the manufacturer in this article.
2) The lengthy gap following the end of the reruns of TOTP episodes from 1989 had me worried that BBC4 weren’t planning to continue into the nineties. I worked at Our Price during this period, and can remember selling actual physical copies of all those tunes.
6) I will confess I lost my temper yesterday with Bradford and Bingley after the 7th year in a row of a 20% increase via email, reduced again over the phone.

I have decided to be petty and submit a GDPR Subject Access Request in order to waste their time the way they waste mine.
10) My wife and I were discussing yesterday which are the most profitable months for pubs. December always feels busy because more people are inside, but my bet is July due to holidays and better weather.
31) The Met Office confirms...

"On a county level Oxfordshire experienced the highest volume of rainfall, closely followed by Greater London with 217% (158.1mm) of the monthly average.

Provisional figures show that this October for Greater London is the eighth wettest calendar month (in a series that starts in 1862), the fourth wettest October over the same period, and the wettest October in 20 years.

November 1940 still holds the record for the wettest month in Greater London with 171.2mm of rainfall."


It's also been the 5th wettest and 5th dullest October for the UK since records began.










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